ACCIDENT AND HEALTH RE/INSURANCE
“A type of insurance which provides for the payment of specified sums in the event that the insured suffers some bodily injury as a result of an accident”.
Lloyd’s defines Personal Accident Insurance as:
At Stanborough we write insurance policies that cover far more than this traditional definition. We can include policies that cover losses other than death due to sickness, losses arising from the inability to work following the loss of a licence and business travel insurances.
We specialise in underwriting policies that meet your clients’ needs. We can tailor a policy to cover losses resulting in an accident following product failure, Career ending sickness for professional sportsmen or anything else that has at its heart a loss covered under the widest definition of Personal Accident insurance. With a wealth of experience underwriting both compulsory and voluntary schemes, PA add-on insurances and affinity groups, we offer a wide range of expertise across the whole of the Personal Accident insurance field.
We write both insurance and facultative reinsurances and are happy to discuss UK, European and Worldwide risks. In fact, whatever your client’s Accident and Health needs, we hope that we will be able to suggest a comprehensive and competitive solution.
Accident & Health: Products, Common Coverages
• Personal and group accident & sickness.
• Personal & business travel packages.
• Business travel personal accident.
• Keyman’ protection.
• Income protection.
• Emergency medical repatriation.
• Credit card personal accident and travel.
• Sports disability (amateur & professional).
• Medical expenses.
• War and Terrorism Personal Accident
• Ship’s Crew Personal Accident
• Aviation Personal Accident and Loss of License
• Credit Cards
• Travel and Evacuation and Repatriation Schemes
• Trip Travel Accumulation
• Medical
Common Accident Coverages
Accidental Death
Permanent Total Disablement (PTD)
Loss of limb,sight, speech or hearing
Permanent Partial Disablement
Disability or ‘Continental Scale’ benefits.
Temporary Total Disablement (TTD)
Temporary Partial Disablement (TPD)
Common Travel Coverages
• On-line pre-travel advice
• Emergency Assistance
• Unlimited Medical, Rescue and Repatriation Expenses
• Personal Property
• Business Equipment
• Money and Travel Documents
• Travel Disruption
• Personal Liability
• Legal Expenses
• Political and Natural Disaster Evacuation
